Original Medicare does not cover everything, and any medical bill you incur that is not covered will be left up to you to pay unless you have additional coverage. Here is a list (not comprehensive) of what Original Medicare does not cover:
- Eye Exams (for prescription eyeglasses)
- Long-term Care
- Cosmetic Surgery
- Massage Therapy
- Routine Physical Exams
- Hearing Aids (and exams for fitting them)
- Concierge Care
- Most Dental Care
- Services or items from a doctor who has opted out of Medicare
- Prescriptions not connected to inpatient care
- Alternative Medicine
Additionally, Medicare Part B only pays about 80% of your outpatient fees and you are responsible for the other 20% with endless financial risk. This is why it is so important that you learn about your other Medicare options (see our posts about Medicare Supplement and Medicare Advantage) and cover yourself.
